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Our Mortgage Broker Guide to getting a mortgage in Witney

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Witney Tip 1
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Mortgage Broker Tip 1

Mortgage BrokerTip 2

Don’t open too many credit accounts at once

New accounts decrease your average account age and therefore decreasing your credit score. If you have only just started using credit, you do not want your only credit information to be negative.

You can seem like you are a higher risk if you open many accounts at once, resulting in the mortgage lender being less likely to lend to you.

Don’t open too many credit accounts at once

New accounts decrease your average account age and therefore decreasing your credit score. If you have only just started using credit, you do not want your only credit information to be negative.

You can seem like you are a higher risk if you open many accounts at once, resulting in the mortgage lender being less likely to lend to you.


Witney is a town on the River Windrush situated 13 miles west of Oxford, 33 miles southeast of Cheltenham and 25 miles northeast of Swindon. The town hall was built in the 1770s and the bridge that is in Bridge Street was rebuilt in 1822.

Witney has been famous for manufacturing woollen blankets since the Middle Ages. The town also has its own brewery, Wychwood Brewery. This brewery produces real ales.

Witney’s four museums are the Cogges Manor Farm Museum, the Witney and District Museum, Witney Blanket Hall and the previously-mentioned brewery also hosts a museum.

OX28 4WS

Property Price Stats for Witney


Average property price in Witney £331,422
% Change compared to last year 0%
Population of Witney 27,522 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Witney - Recently Completed

  • Sycamore Close, Witney, Oxon, OX28 1GP
  • Moorland Road, Witney, OX28 6LT
  • East End, North Leigh, Witney, Oxfordshire, OX29 6PX
  • Harvest Way, Witney, Oxfordshire, OX28 1BX
  • Bathing Place Lane, Witney, Oxfordshire, OX28 6AZ

Local High Street Banks in Witney

Mortgage Broker in and around Witney

Our Witney mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Ducklington, Curbridge, South Leigh, Crawley, Lew, Yelford and North Leigh.

Which banks are local to you?


  • TSB Bank - High St, Witney OX28 6PH
  • Barclays Bank - Market Square, Witney OX28 6BJ
  • HSBC -Market Square, Witney OX28 6BG

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Witney Mortgage Broker Insider Tips

Book your home buyers survey as soon as you have your offer accepted.

Getting a RICS home buyers survey is always recommended because you get an expert opinion on whether a property you want to buy has any defects which may give you grounds to bargain for a lower price with a vendor or even pull out.

Once you have instructed a RICS surveyor, it may take perhaps up to 10 days before they can carry out their inspection and then they may take five working days (or more) to get the report back to you. You should therefore keep delays to a minimum by booking your survey as soon as possible.

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