What is a cheeky offer on a house?
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What is a cheeky offer on a house?

(Last Updated: 30/06/2023)
2 min read
There is a fine line between making an offer based on what you think the property is worth and a cheeky offer. You can make a cheeky offer when buying a car or down the local market, however if you do it whilst buying a home you'll most likely annoy the seller and miss out on making a more reasonable offer.

So... What % is a cheeky offer on a house?

  • 10% to 25% under the asking price; or
  • making a cheeky offer where you don't explain why you are offering under asking.

Even though it is easy to get it wrong you still can put in lower offer than asking price offer to the seller

Why is 10% to 25% under the asking price a cheeky offer?

The seller will have been told by the estate agent what to sell the property for based on the asking prices for local properties in the area that are similar in size and condition. They will be expecting to receive this, or there abouts, so by you putting in a cheeky offer you will upset the seller because they have been planning to get near their asking price.

How would you feel if you were expecting £250,000 and someone offered you £200,000? £50,000 is a lot of money and most sellers and their estate agent will be thing:

If I ignore the cheeky offer, will someone else make a reasonable offer?

If you want to find out how to make an offer the seller can't refuse then read more here - How To Make An Offer On A House? and How to negotiate house price?.

How To Negotiate House Price
How To Negotiate House Price
How To Negotiate House Price - Final Offer
How To Negotiate House Price Final Offer

Why should I make an offer based on something?

Why should the seller accept under the asking price? you should give the seller a reason why they should accept you offer under the asking price.

When might a cheeky offer be accepted?

If a seller is distressed and in need of the sale to go through quickly you can often put in an offer that is far below the asking price and the seller accepts because of their circumstances. Here are some circumstances - the seller:

  • has financial difficulties - potentially about to be repossessed;
  • is deceased and the beneficiaries what a fast completion to get thier money; or
  • has a defect with the property and need to sell for cheap.

Most of the reasons a seller accepts a lower offer is because they want to complete quickly and need whatever money they can get. This is where you should find out the circumstances of the seller and make a cheeky offer but agree to complete quickly.

Are you feeling stressed about buying a house?

How To Buy A House Without Killing Anyone could be the difference between every mover’s dream, buying and moving into your new home stress free, or, stress, missed deadlines, legal disasters, building defects, and possibly the collapse of the whole transaction. (Costing you a small fortune, a head full of grey hairs, and, driving you to threaten the life of your solicitor, lender, co-owners, family, partner, or some combination of all five).

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Andrew Boast of Sam Conveyancing
Written by:
Andrew started his career in 2000 working within conveyancing solicitor firms and grew hands-on knowledge of a wide variety of conveyancing challenges and solutions. After helping in excess of 50,000 clients in his career, he uses all this experience within his article writing for SAM, mainstream media and his self published book How to Buy a House Without Killing Anyone.
Caragh Bailey, Digital Marketing Manager
Reviewed by:

Caragh is an excellent writer in her own right as well as an accomplished copy editor for both fiction and non-fiction books, news articles and editorials. She has written extensively for SAM for a variety of conveyancing, survey and mortgage related articles.

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