Proud of our reviews
google-logo.png

calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Bedfordshire

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Bedfordshire Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Missed payments/late payments? Start and continue making them on time

After you've made a late payment, the more you start making subsequent payments on time, the more your credit score should recover and increase.

As time passes, your older credit problems become less important as long as you've kept making subsequent repayments etc. on time.

Remortgage

Remortgages refer to new mortgages taken out when there has been an existing mortgage in place. Remortgages are taken out for a variety of reasons such as fixed term coming to an end – so a mortgagor takes out a new fixed term mortgage rather than going onto a lender's standard variable rate (SVR) – or when a mortgagor wants to get a better rate from another supplier.

Remortgages can also be taken out to release money which may be used for purposes such as home improvements. Click to read more about Remortgages


Bedfordshire County, often numbered among the 'home counties' does not actually touch the Greater London area. It is bordered by Cambridgeshire, Northamptonshire, Buckinghamshire and Hertfordshire. Most of the population live in Luton and Bedford towns and the highest point is Dunstable Downs in the Chilterns. Bedfordshire has a university, the University of Bedfordshire, which came about from a merger between the University of Luton and the Bedford campus of De Montfort University. An attempt was made to abolish the county in 1994, but plainly the county's residents were made of sterner stuff and Bedfordshire remains firmly on the map.

MK42 0PY

Property Price Stats for Bedfordshire


Average property price in Bedfordshire £256,456
% Change compared to last year 9%
Population of Bedfordshire 617,000 (2014)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Bedfordshire - Recently Completed

  • 10 Dexter Close, Luton, Bedfordshire, LU3 4DX
  • 12 Catherine Rd, Flitwick, Bedford, Central Bedfordshire MK45 1DD
  • 52 Norman Road, Barton-Le-Clay, Bedford, Bedfordshire, MK45 4QD
  • 1 Oliver Street, Ampthill, Bedfordshire, MK45 2SA
  • 19 Burford Close, Luton, Bedfordshire, LU3 4DS

Local High Street Banks in Bedfordshire

Mortgage Broker in and around Bedfordshire

Our Bedfordshire mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Milton Keynes, Barton-Le-Clay, Banbury, Bicester, Aylesbury, Kings Langley and Huntingdon.

Which banks are local to you?


  • Santander Bank Plc - 35-37 Midland Rd, Bedford MK40 1PW
  • Nationwide Building Society - 17-19 Allhallows, Bedford MK40 1LN
  • Lloyds Bank Plc - 34 High St, Bedford MK40 1SB

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Bedfordshire

Mortgage Brokers Bedfordshire offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Bedfordshire Mortgage Broker Insider Tips

Get your buildings insurance sorted in time for exchange of contracts!

According to the law, you are responsible for buildings insurance as a buyer of a property from the point of exchange. You should therefore have this in place to give you security against any disaster which might affect the fabric of your new property.

You should therefore plan for this in advance and organise your buildings insurance to start on the day you exchange. Click if you wish to get a buildings insurance quote.

Click to book your FREE Mortgage Broker Consultation
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
Conveyancing Process

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.