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Our Mortgage Broker Guide to getting a mortgage in Maidstone

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Maidstone Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Pay all your bills on time

Late payments, even if only by a few days, can affect your credit rating negatively

Wherever you can, set up automatic repayments via direct debit and standing order. Make sure you make at least the minimum repayment where relevant and if applicable.

Joint Borrower Sole Proprietor Mortgage

Joint borrower sole proprietor mortgages enable mortgage applicants who do not have the affordability to get a mortgage on their own to team up with someone who is able to get a mortgage to secure the appropriate loan, then the latter person does not appear on the legal title.

It is advisable to draw up a deed of trust to protect each individual party's financial interest when buying a house in this way.

Click on Joint borrower Sole Proprietor Mortgages to find out more.


Maidstone in is Kent and is its county town; it is located 32 miles south-east of London. The River Medway runs through the town's centre. It has theatres and museums and two large shopping centres (The Mall and Fremlin Walk).

Very popular among visitors is Leeds Castle, a very beautiful historic landmark with a moat and a maze - excellent for exploring on a sunny day. For those who like staged performance entertainment, the Hazlitt Theatre puts on a great variety of productions. You might also visit Stoneacre, a medieval yeoman's house which is half-timbered.

ME15 7UL

Property Price Stats for Maidstone


Average property price in Maidstone £261,270
% Change compared to last year 9%
Population of Maidstone 113,137 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Maidstone - Recently Completed

  • Lambard House, Wheeler Street, Maidstone, Kent ME14 2UE
  • Larkfield Schoolhouse, 228 New Hythe Lane, Larkfield, Kent, ME20 6PT
  • 15 Warwick Place, Maidstone, Kent, ME16 8SG
  • Kingsley Road, Maidstone ME15 7UL
  • 1 Underwood Close, Maidstone, Kent, ME15 6SR

Local High Street Banks in Maidstone

Mortgage Broker in and around Maidstone

Our Maidstone mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Bearsted, Aylesford, Downswood, Hollingbourne, Mereworth, Beckenham and Nettlestead.

Which banks are local to you?


  • Barclays - 13 Fremlin Walk, Maidstone ME14 1QG
  • Handelsbanken - Colman House, King St, Maidstone ME14 1DN
  • TSB - 16 High St, Maidstone ME14 1HT

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Information about Mortgages


Watch our video to find out how to organise your mortgage and funding for your purchase.

Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Maidstone

Mortgage Brokers Maidstone offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Book a Free Mortgage Broker Consultation

Maidstone Mortgage Broker Insider Tips

If you're buying, getting a structural assessment (Building Survey) of your property in Maidstone from a RICS Surveyor is key and can save you £1,000s by highlighting defects that can be shared or negotiated with the seller. 

All too often buyers choose to not get a Building Survey thinking that their Mortgage Valuation will cover them for this. Sadly the mortgage valuation doesn't highlight structural defects or risks.

Once you realise this and then choose to get a Building Survey you may find that you are pushed to get this done in time for exchange of contracts because you have waited so long. This is especially annoying as your conveyancing solicitor needs some of the information from the survey to complete your legal work.

The best advice for fast conveyancing in Maidstone is to book your Building Survey at the same time as you instruct your conveyancing solicitor. 

Surveyors are in high demand at the moment and bookings can often take 7 to 10 days and then the report 3 to 5 days after that so the sooner you book, the quicker you'll know if there are any defects with you property - plus you'll be set for a fast conveyancing completion!

Click to get your FREE RICS Building Survey Quote*
*RICS Surveyors – Local Knowledge – Same Week Availability
Conveyancing Process
FREE Online Conveyancing Process for Buyers

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