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Our Mortgage Broker Guide to getting a mortgage in Thamesmead

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Thamesmead Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Stay living in one place

Ever wonder why you get asked, “Have you lived at this address for longer than 3 years?” If you haven’t been registered at one address for a long period of time this will affect your credit rating because a mortgage lender wants to know where you live. If you keep moving, this shows a lack of stability and inconsistency increasing your risk profile.

Stay put and register everything you have to at this one address. Show a stable living and continuous residential address and your credit score will go up.

Capped Mortgage

Capped mortgages give security to a mortgagor in that mortgage repayments cannot rise above a certain rate. They are a type of variable rate mortgage and although they cannot vary upwards (in repayment costs) beyond a certain point, payments are allowed to fall when the index itself falls.

Mortgagors can therefore benefit from the surety that they won't have to pay out more than a certain agreed monthly sum but also from any fall in the underlying index (such as the Bank of England base rate).


Thamesmead is an area of south-east London, in two boroughs, Greenwich and Bexley and is around 9 miles east of the capital's centre. Most of its housing stock was built from the mid-1960s onwards. Landmarks include Gallions Hill and Belmarsh Prison.

SE28 8FX

Property Price Stats for Thamesmead


Average property price in Thamesmead £272,120
% Change compared to last year 13%
Population of Thamesmead 31,824 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Thamesmead - Recently Completed

  • Greenhaven Drive, Thamesmead, London, SE28 8FX
  • 63 Poplar Place, Thamesmead, SE28 8BA
  • 43 Kingfisher Close, Thamesmead, London, SE28 8ES
  • Flat 17, Wilson Court, Allenby Road, SE28 0AL
  • 25 Florence Road, Abbey Wood, London, SE2 9HB

Local High Street Banks in Thamesmead

Mortgage Broker in and around Thamesmead

Our Thamesmead mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Abbey Wood, Belvedere, Plumstead, Woolwich, Welling, West Dulwich and Erith.

Which banks are local to you?


  • Barclays - 29 Lakedale Rd, London SE18 1PP
  • Natwest - 1-7 Powis St, Woolwich, London SE18 6LE
  • Lloyds - 19 Powis St, Woolwich, London SE18 6HZ

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Thamesmead Mortgage Broker Insider Tips

Order your property searches on instruction when moving home in Thamesmead.

  • Searches, especially from the local authority, can take some time to come back. This can mean that you are all ready for exchange but do not want to proceed because you have not had your search results back.
  • Being organised and booking searches early can mean you get this essential information as early as possible and can make a good, informed decision about whether or not to continue with the purchase.

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