What is the order of priority of succession?

If you are married or civil partners, the surviving spouse will usually inherit first; then, if the net assets are more than £250,000, they keep the first £250,000 and half of what's left. The other half is shared between the children and grandchildren. The spouse would only benefit from the interest on their half of the estate beyond the first £250,000, so that amount will still pass to the children when the surviving spouse later dies.

What happens to the house of the intestate person?

The challenge arises where the net assets of the estate lie in the house of the intestate person. Simply put, it is hard to release the equity of the property unless the surviving spouse can afford to pay the amount due to the children out of their own savings (liquid assets - readily available) Children inherited but are under 18 years old If the children are under the age of 18, then their share is held in trust for them until they reach the age of 18 or marry below that age. Also if a child of the intestate died during the lifetime of the intestate but left issue themselves then the issue take the parents share in equal shares if there is more than one.

Do you inherit from your adopted intestate parents?

If you are adopted then your entitlement arising under the Intestacy Rules arises from your Adopted parents and not your blood line. This means that you can only inherit from your adopted parents, not from your original blood parents.

A family move into their newly inherited house. Intestacy Rules: SAM Conveyancing explains who inherits when someone dies without a will, or 'intestate'

Our excellent panel solicitors can handle the probate of your loved one's estate.

Worried about dying intestate? We can also help with Wills.

Understanding the Intestacy Rules: who inherits?

by:

Andrew Boast

Last Updated: 30/04/2024

Read by:

429

4 min read

When you die without a will your estate (property, possessions and money) is shared out according to certain rules - and if no one falls under the rules, then the estate goes to the Crown. These are called the intestacy rules and anyone who dies without a will is called an intestate person.

We handle the complete service of administering the estate including application for Grant of Representation, payment of Inheritance Tax due, collection of the estate's assets, conveyancing for the sale, payment of any debts/unpaid bills and final distribution to the beneficiaries.

What about intestacy rules for Married couples and civil partners?

In order to inherit under the Intestacy Rules, you must still be married to an intestate person at the point of their death. If you are divorced then you do not inherit anything from your ex-partner. It is important to note that although divorce proceedings may be under way, the intestate person's partner will still inherit until the divorce is finalised by the issuing of the decree absolute.

Are you worried about your son or daughter-in-law inheriting from you? We discuss what happens if your son/daughter were to die before you, and what happens to your estate.

In cases where you are married and have no children, then the entirety of the estate of the intestate person will pass to their spouse. If there are children or Grand-children related to the intestate person and the net assets of the estate are less than £250,000, then the surviving spouse inherits the entire estate. If the net assets of the estate are over £250,000, the surviving spouse inherits:

all personal possessions
the first £250,000

The rest of the estate is divided in half; half goes to the surviving spouse and the remainder shared equally between the children or the Grandchildren.

The interesting part is that the surviving spouse is only entitled to the interest on their half of the capital (not of the £250k, but anything on top of this which is split) during their lifetime so that once they die, the half of the capital is divided equally between the children or Grandchildren.

Click to find out who inherits from the estate of an intestate person

An Intestacy Example : No will with wife and children

A husband dies leaving an estate worth £650,000 and a wife (or civil partner) and two children. The wife receives the personal possessions (sometimes called chattels) and £250,000 outright. The balance of £400,000 is split 50/50, so £200,000 going to the wife (for which she will only benefit from the interest of) and the other half going to their 2 children.

An Intestacy Example : No will with wife and no children and parents

If the intestate person died leaving a spouse but no children or grandchildren but the parents of the deceased are still alive, then the spouse or civil partner gets the chattels and a statutory legacy and half of the remainder outright. The parents get the other half of the remainder outright but if they have not survived the deceased but the deceased had left sisters or brothers they will share the other half of the remainder.

Need help with a intestate dispute?

When a person dies intestate it can leave many relatives with an expectation that they are due to inherit from the estate. Intestacy Rules are there to handle these disputes. If you need help please get in touch for a fixed fee quote from our Wills & Probate specialists.

Frequently Asked Questions

Priority

Adopted

Written by: Andrew Boast

Andrew Boast FMAAT is a qualified accountant, conveyancing specialist and author with over 25 years of experience in the UK property sector. Since beginning his career in 2000 within established SRA and CLC-regulated conveyancing solicitor firms, Andrew has overseen the legal journeys of more than 75,000 clients.

He is the author of the property guide 'How to Buy a House Without Killing Anyone' and a frequent contributor to mainstream UK media on legislative updates, property law, first-time buyer guides, conveyancing best practices, and stamp duty changes. Andrew specialises in resolving complex title issues, property conflict disputes, and property tax options, streamlining the enquiry process to reduce transaction times and maintaining a client-friendly focus.

Reviewed by: Caragh Bailey

Caragh Bailey is a Lead Property Content Specialist at SAM Conveyancing, having joined the firm in 2020. With a portfolio of over 150 technical conveyancing, house survey and mortgage guides, she has become a primary authority on the end-to-end sale and purchase process.

Caragh specialises in complex legal workflows, including Help to Buy redemptions, equity transfers, shared ownership structures, trust deeds for tax planning, and joint ownership disputes. Her expertise extends to leasehold reform and RICS home surveys, where she provides clear, factual guidance on independent legal advice for specialist mortgage products and intricate ownership structures.

People also searched for