What are the conveyancing costs in Lightwater?
The conveyancing costs are broken into two sections: the fixed fee you pay your solicitor, and the conveyancing disbursements (known as third-party costs). Here is a transparent breakdown of both costs for property transactions in your area.
1. Solicitor Legal Fees
At SAM Conveyancing, our fixed legal fees remain consistent nationwide, regardless of your property's location. We provide a guaranteed fixed fee for standard residential conveyancing based on your property's purchase price, its tenure (freehold or leasehold), and whether your transaction involves a mortgage or utilises affordable housing schemes such as shared ownership. Below are the current fixed conveyancing fees for a standard freehold valued at £250,000.
- Sale or Purchase: £748 INC VAT INC VAT (plus an additional £60 INC VAT if purchasing with a mortgage).
- Transfer of Equity: £399 INC VAT INC VAT
- Help to Buy Loan Repayment: £333 INC VAT INC VAT
- Shared Ownership Staircasing: £748 INC VAT INC VAT
- Remortgage: £399 INC VAT INC VAT
- Lease Extension: £720 INC VAT INC VAT
2. Conveyancing Disbursements (Third-Party Costs)
Disbursements are fixed third-party fees paid to external bodies (like local councils and HM Land Registry) to complete your legal paperwork. These costs shouldn't vary too much from solicitor to solicitor.
- Property Purchase Tax (SDLT / LTT): Calculated dynamically based on your purchase price, your buyer status (such as a first-time buyer), and whether the property is located in England or Wales.
- HM Land Registry Fee: Ranges from £20.00 to £1,105.00, scale-calculated dynamically based on your property’s purchase price and whether it is an existing registered property or a new build.
- Conveyancing Search Bundle: £325 INC VAT (Includes Local Authority, Water & Drainage & Environmental)
- Online ID Fee: Ranges from £15 to £48 and avoids having to send personal documents in the post or visit our office in order to prove your ID.
- Mortgage Portal Fee: The cost to download your mortgage offer and communicate with your lender. It is £12 if your mortgage lender uses the Lender Exchange portal, or £45 INC VAT if they use the LMS Portal.
Conveyancing search costs and turnaround for Lightwater
Search Provider | Cost | Turnaround Time |
|---|---|---|
Search Provider Surrey Heath Borough Council This is the local authority search, which is mandatory if you are obtaining a mortgage. | Cost £242.28 INC any VAT | Turnaround Time 7 Working Days |
Search Provider Thames Water This is the Water & Drainage Search, which is mandatory if you are obtaining a mortgage. | Cost £83.40 INC VAT | Turnaround Time 1 to 3 working days |
Lightwater Specific Searches |
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Why choose SAM Conveyancing Solicitors in Lightwater?
We are a hand-selected panel of SRA-regulated solicitors who deliver to you the high standards we expect, and you'll have a member of the SAM team to guide you through the process from start to finish. Just 1 person you know by name can email or call directly and get your question answered on the same day (normally instantly).
Doing it our way, we've helped over 56,000 clients and gained all the experience from the different transactions. From pressurising agents to complex legal enquiries, and even overcoming issues with your mortgage lender. Our strap line is Property Challenges Solved because that is simply what we do, day in, day out.
Get in contact today and see from the very first call why we are the best conveyancing solicitors for a property transaction in Lightwater.
Expert Tip: Check your environmental search
Certain geographic pockets around Lightwater are located in Radon Affected Areas. Your conveyancer must order an environmental search that includes a radon assessment, and if necessary, negotiate a retention of funds to cover the installation of a radon ventilation system post-completion.
You can find this information in your environmental search purchased during the conveyancing process.
Partner & Conveyancing Solicitor
We're first-time-buyer friendly
86% of our purchase clients are First-Time Buyers, so we are hyper-attuned to what you need when buying your first home.
- We take the time to explain the process
- We offer tips on timescales
- We keep it real, never overpromising
Our Conveyancing Services
We can help with all of your conveyancing needs; simple to complex, and always affordable.
- Purchase
- Sale
- Transfer
- Remortgage
- Help to Buy Repayment
- Help to Buy Sale or Transfer
- Auction Sale or Purchase
- Shared Ownership Sale & Purchase
- Shared Ownership Staircasing
- Lease Extension
- Purchase of Freehold
- New Builds & Off-plan Purchases
- First Time Buyers
- Second Homes
- Buy to Let landlords
Fixed quote for our legal costs plus a budget-friendly breakdown of third-party disbursements.
Your sale or purchase is protected by our no sale, no fee guarantee.
Our panel solicitors are pre-approved to work with 99% of mortgage lenders in England & Wales.
Panel solicitors accredited by the Conveyancing Quality Scheme; regulated by the SRA.
Residential Conveyancing Solicitors in and around Lightwater
Our Lightwater conveyancing solicitors can help you with your conveyance locally or in any of the surrounding areas, including Woking, Bagshot, Windlesham, Camberley, Deepcut, Worplesdon and Chobham.
We have many offices throughout England and Wales, so you can find a solicitor near you.
- The Close, Lightwater, Surrey GU18 5RH
- 12 Miles Place, Lightwater, Surrey, GU18 5LD
- 17 Keswick Drive, Lightwater, Surrey, GU18 5XD
- 17 Gardenia Drive, West End, Surrey, GU24 9XG
- 19 Willow Bank, Woking, Surrey GU22 9PD
- The Hassocks (houses) – Halstead Lanes, Kings Road, Surrey.
Developed by Martin Grant Homes.
Lightwater Property Prices
Average property price in Lightwater Source: lasted updated on | £532,222 |
What is the population of Lightwater: Source: Office for National Statistics lasted updated in the 2021 Cencus | 6,691 |
Thinking of moving to Lightwater?
Lightwater is a village in the Surrey Heath district within Surrey County. It has many housing estates, full medical facilities, a range of shops and pubs. It also has Lightwater Country Park, great for fishing and with a kids' play area. Nearby attractions include Chessington World of Adventures and Hampton Court Palace.
Ashford & St Peters NHS Trust, Bournewood House, Guildford Rd, Chertsey, KT16 0QA
Weybridge Community Hospital, 22 Church St, Weybridge, KT13 8DY
Frimley Park Hospital, Portsmouth Road, Frimley, GU16 7UJ
The M3 is close by and the nearest rail station, Bagshot, gives links to London Waterloo and Southampton.
Distance to Airports from Lightwater
| Airport | miles by car |
| Heathrow | 13.8 miles |
| Gatwick | 38.1 miles |
| Luton | 47.7 miles |
St John the Baptist School, 119 Reading Road, Farnborough, GU14 6PA
Hoe Valley School, Kingfield Road, Woking, GU22 9AA
Sir William Perkins School, Guildford Road, Chertsey, KT16 9BN
Local conveyancing solicitor
Are local, licensed conveyancing solicitors near me more expensive?
Buyers and sellers alike often start the process by searching online for conveyancing solicitors in Lightwater. But, can you find a better service, when you widen the search?
With advanced online security, you are no longer restricted to having to work with a licenced conveyancer near you. Often, an online conveyancing solicitor who specialises in property transactions will be preferable to a local one.
Affordable Housing Schemes
Several affordable housing schemes in Lightwater help make buying a property more achievable. The work is more complex, and we have specialist conveyancing solicitors to handle the following:
- Shared Ownership Solicitors
- Right to Buy Solicitors - speak to Surrey Heath Borough Council to find out if you are eligible
- Discount Market Sale - check with Surrey Heath Borough Council if they are running a DMS scheme
Lightwater conveyancing solicitors
You can rest assured that you're in good hands with us. We hand select our panel for skill and experience, from a simple purchase to complex transactions with specialist ownership structures and deeds of trust.
Are you buying or selling a short lease in Lightwater?
If there are 80 years or less on the leasehold, it will be harder to mortgage. Whether you're buying or selling, consider extending the lease, which may be done before, during, or in some cases after the transaction.
Our specialist leasehold conveyancing solicitors have vast experience handling the extension of a short lease for buyers and sellers. Speak to a SAM advisor for inclusive, fixed-fee, conveyancing quotes for leasehold conveyancing or share of freehold conveyancing today. Property Challenges Solved.
Look no further for your residential conveyancing solicitor in Lightwater
Whatever your property challenge, we can solve it.
Selling a property
Your expert conveyancing solicitor's role when selling a property will include:
- Draft contracts – Your conveyancing solicitor drafts the initial legal contract to be sent to the buyer's solicitor.
- Responding to enquiries – your solicitor responds to any questions the buyer's solicitor may have (this is where you'll find out if you are missing documents, which can cause delays to your sale).
- Investigating issues – your solicitor may need to complete further investigation to try and satisfy them.
- Exchange contracts – once the buyer's solicitor has satisfied their enquiries, contracts are finalised and exchanged.
- On the day of completion – your solicitor receives the money for the sale, discharges the mortgage (if required), pays the estate agent, deducts their fee and then sends the net sale proceeds to you.
- Post completion – your solicitor receives the DS1 discharge documents and, when leasehold, settles your liabilities for ground rent and service charges.
Our conveyancing solicitors' cost for selling a property starts from £748 INC VAT.
Buying a home
- Draft contracts – Your solicitor reviews the draft contract sent by the seller's solicitor.
- Raising enquiries – your solicitor will ask the seller's solicitor questions based on the contract, title, and property documents to protect you from any nasty surprises.
- Exchange contracts – once your solicitor is satisfied with their enquiries, they agree with the seller to finalise and exchange contracts
- Day of completion – on the day of completion, your solicitor transfers the money for the sale.
- Post completion – following completion, your solicitor makes an application to HM Land Registry to register you as the new owner.
Our Lightwater conveyancing solicitors' cost for buying a property starts from £748 INC VAT.
Add or remove someone from a property title
With a Transfer of Equity, you can buy someone out of a shared property and remove them from the title, or add someone to the title to transfer ownership of a share of the property, making them a joint owner. This service includes:
- Property solicitors' fees, including ID checks, office copies
- HM Land Registration fees
- (if party being removed) ID1 Form verification fee
- (if mortgage) Change of mortgage fee
- (if leasehold) Notice fee to freeholder
Our Lightwater conveyancing solicitors' cost for a Transfer of Equity starts at £399 INC VAT.
If someone is giving up their share of the property for less than market value, they may be required to get independent legal advice, which will be an additional expense.
Switch your mortgage deal in Lightwater
Your remortgage solicitor will perform all the necessary checks, review your new mortgage offer, and update HM Land Registry post-completion. The process is similar to when you purchase but should take less time, as the solicitor doesn't need to raise any legal enquiries.
If you own a leasehold property, your solicitor must carry out extra work to investigate the lease terms. Our conveyancing solicitors' cost for a remortgage in Lightwater starts at £399 INC VAT.
Purchase the next chunk of your equity
When you're ready to buy the next chunk of the equity in your shared ownership property, a conveyancer will be required to handle:
- The bank transfer;
- obtaining a mortgage redemption statement from your existing lender;
- receiving your new mortgage offer and confirming the lender terms;
- receiving the memorandum of staircasing;
- handling completion;
- filing SDLT form (if required); and
- registration at the Land Registry.
Our conveyancing solicitors' cost for shared ownership staircasing in Lightwater starts at £823 INC VAT.
If you need to add someone to the legal title, you will need to pay an additional fee for a transfer of equity.
Paying off your Help to Buy equity loan
You'll need a solicitor to:
- Receive redemption letter;
- review title for ownership and restrictions;
- obtain Authority to Complete;
- draft a deed of postponement for your current lender;
- handling completion;
- bank transfer; and
- if repaid in full, removal of the loan restriction at the Land Registry.
Our conveyancing solicitors' cost for Help to Buy loan redemption in Lightwater starts at £333 INC VAT.
Price based on a freehold with the loan being repaid in full using savings.
Islamic finance solicitors
Specialists in Sharia-compliant conveyancing for Islamic mortgages.
- Can review, advise and negotiate with all Sharia Mortgage Lenders.
- Terms of the contract fully explained with confirmation of Sharia compliance and UK legal compliance.
- We can help with Ijara (Lease), Diminishing Musharaka (Reducing Partnership), and Murabaha (Cost-Plus Financing).
Conveyancing FAQs
What are the conveyancing costs?
Fees vary between online conveyancing solicitors, high street conveyancers or housing solicitors introduced by your estate agent.
The actual conveyancing costs, outside of the legal work, should be fixed, including:
For buyers: stamp duty, land registration, property searches, ID searches and leasehold charges (if buying a leasehold property).
For sellers: office copies, title plan and management information (if selling a leasehold property).
Make sure to budget for all of the above conveyancing costs and to get a fixed fee conveyancing quote from several firms, to compare value.
Making the right choice of solicitor is key to the whole process:
- Cheap Conveyancing
- Fast Conveyancing
- Best Conveyancing Service
Which Property Searches Do You Need?
If you're buying a property in Lightwater using a mortgage, when your four main searches are returned, they may recommend you book additional searches. These can include a specialist Energy and Infrastructure Report, for example.
This report highlights if your property is located near:
- sites likely to be affected by HS2
- areas for fracking
- wind farms, solar farms or wind turbines
- Crossrail
