Top tips for a Okehampton Home Buyers Survey
Okehampton's rich history has left some excellent survivals from earlier architectural periods. Notable buildings in the town include the 15th century chapel of St. James and Okehampton Castle, which was established by the Norman Sheriff of Devon, Baldwin FitzGilbert (d.1090). Okehampton is surrounded by many smaller villages and towns including the hamlet of Stockley. Notable examples are the villages of South Zeal with its ancient burgage plots and granite thatched cottages.
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If you're a mortgage buyer considering purchasing a property in or around Okehampton, you'll be expected to buy a local authority search, something which you're advised to get even if you're buying with cash. However most importantly the search flagged up that the property was a Grade II listed building: buildings in this category are subject to many rules and constraints which your solicitor must take especial care to be fully briefed about such that they can then ensure that you are.
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As a parishioner you can potentially face a claim from your local parish church in Okehampton for chancel repair, which is where the local church, due to ancient statutes, can claim on parishioners to share the costs of making repairs or refurbishments to the church chancel/church roof and where these occur, they can be fairly costly, with individual households possibly being legally required to pay £1,000s. Buying a chancel repair indemnity insurance policy for a property you're looking to buy in Okehampton's neighbourhood is an easy and efficient way of protecting yourself against this possible eventuality and among many others, one such policy was taken out for a property in Brakefield TQ10 9PA. This policy generally costs around £20 to buy and normally covers the policy holder for claims to the limit of £1 million. One other approach is to get a Chancel Search, which reveals if the property you're looking to buy is in a parish where your local church can make such a legitimate claim on you. |
If you're looking at buying a property in England's south west, you should always be mindful about whether it's in an area which is known to be radon affected. Radon's a colourless odourless gas naturally occurs, coming out from the ground which, in larger concentrations, is known to cause lung cancer. A client recently looking to buy a property in Heathfield Terrace, Newton Road, Bovey Tracey, Newton Abbot, TQ13 9BA in Okehampton's area, bought an Environmental Search report, which you're obliged to get as a mortgage buyer (although if you're a cash buyer, you are still strongly advised to get one). The search revealed that the property was in a radon affected area, with between 5% and 10% of homes in the locale being regarded as above the action level. The report advised that the building should be tested for radon, which might result in further measures being needed to be taken and possible insurance issues. |
Devon is a county in South West England and Exeter is its county town. It has two coastlines with both cliffs and sandy shores and the county has many seaside resorts and fishing ports on the coast whereas inland, terrain is rural and predominantly hilly. Population density is low compared to many other counties. The county also contains Dartmoor, the largest open space in southern England. Adjoining counties include Cornwall, Somerset and Dorset.Largest towns in the county, other than the city of Exeter include Plymouth (a city twice as large in population as Exeter and which is its own unitary authority), Torquay, Paignton, Exmouth, Newton Abbot and Barnstaple.
The county has motorway, the M5 (connecting Exeter with Birmingham), and Exeter has an international airport. There are 3 universities in the county; the University of Exeter, the University of Plymouth and the University of St Mark & St John.
The county contains the national parks of Dartmoor and Exmoor (shared with Somerset). Devon is famous for cream teas, has its own form of wrestling and contains the only place with an exclamation mark in its name in the UK - Westward Ho!
Listed Building Survey Okehampton
We have local RICS Listed Building Surveyors who specialise in listed building surveys in Okehampton. To find out more go to - Listed Building Surveys - Building Surveyor and Survey Cost in Okehampton
Building Survey Okehampton Planning
You can review what planning applications have been granted or denied for properties in your area by contacting West Devon Borough Council at Kilworthy Park, Drake Road, Tavistock, Devon PL19 0BZ, telephone 01822 813 600, or you can check the local authority website.
Read the following article if you are
thinking about building an extension
.
Local Building Survey Okehampton
Our Building Surveyors specialise in the local area and have completed house surveys in Plymouth, Torquay, Exeter, Barnstaple, Truro, Falmouth and Penzance.
We employ only expert RICS Building Surveyors to undertake Home Buyers Surveys in Okehampton. Whether you are buying an old run down 'doer upper' or standard construction freehold house, our RICS surveyors have seen them all.
With a vast number of years of experience completing building surveys on properties in Okehampton we'll be able to give you the detailed Okehampton HomeBuyers report that you will need to know and what defects there are with your property.
Home Buyers Survey Okehampton
Recently completed HomeBuyer Reports and Building Surveys near you:
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Stock Park, Okehampton EX20 1GD
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Long Meadows EX17 1DX
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Church Hill, Tavistock PL19 9ED
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Heathfield Terrace TQ13 9BA
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Storrs Close TQ13 9HR
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Local Devon
Building Surveyors
Our Building Surveyor uses their local knowledge of Okehampton to ensure they deliver a detailed homebuyers report to help you decide whether you should move forward with your home move or if you should pull out.
Fast Availability and
Delivery of Reports
We normally have availability within days of you booking and our turnaround for homebuyers survey reports is within 5 working days.
Panel of RICS Surveyors
Ranging from 10 to 40 years all of our chartered RICS Surveyors are registered with and regulated by the Royal Institution of Chartered Surveyors and have indemnity insurance that covers all of the work they undertake in a Home Buyers Survey in Okehampton.
Home Buyers Survey - What does it cover?
A RICS Home Buyers Survey, whether a Building Survey (which used to be known as a Full Structural Survey) or a HomeBuyers Report, non-intrusively inspects both the external and internal structure of a property for matters which include these, among others; damp, subsidence, infestations, cracks and damage.
If you are thinking of buying a property in Okehampton, it is vitally important to book a Home Buyers Survey for your peace of mind.
NB If you're a first time buyer, you might wish to click on What is a House Survey to find out more, including what happens during the inspection.
Click to find out how much does a house survey cost (free, no obligation quote)
If the Home Buyers Survey flags up any of these defects in your property in Okehampton then our surveyor explains what you need to do to get further advice on how to investigate them and get It resolved.
If you are concerned about your property has any other defects then you MUST get a RICS Home Buyers Survey as the costs for repairing the defects can run into thousands of pounds. If you can identify the defect before you purchase then you can get quotes for fixing it and either share the costs with the seller, or, in worst case examples, choose not to proceed.
You can find a local RICS surveyor by using the search at the bottom RHS of this page.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Is a mortgage valuation a Building Survey?
When you purchase a home in Okehampton using a mortgage your Mortgage Lender will require you to get a mortgage valuation to assess how much your property is actually worth. You have to pay for this survey and often you may assume this is also a structural assessment to identify defects. Unfortunately the mortgage valuation is just for the mortgage lender which means you need to get your own independent survey of the property to make sure there aren't any defects.
There is some confusion as the mortgage valuation is often referred to as a survey and so many buyers assume this is what is meant by 'have you done your survey?' It is important that when buying a property in Okehampton you arrange your own HomeBuyers Survey that reports on defects or potential issues with the property. The two types of HomeBuyers Survey to choose from are the HomeBuyers Report or the Building Survey. Buying without a survey could leave you exposed to any repair costs or defects that you didn't spot. The costs of underpinning a property due to subsidence run into the £10,000s so it is important to get a survey to check for this type of defect particularly.
Does your property look like this?
Georgian properties should only have a Level 3: Building Survey (formally called the full structural survey) completed by a competent RICS surveyor as the age of the property will command a more in-depth assessment of the property's build and structure. It is often common to have extensions to the property that need the keen eye of the surveyor to inspect the build quality. A HomeBuyer Report is not suited as it is only advisable to be used on flats bungalows and standard construction properties.
Does your property look different to this? Then read our guide on which survey suits your property type.
Choose which survey based on its type, style and age then get a competitively priced Home Buyers Survey Okehampton quote.
