Home Buyers Survey Torquay

You're expected to get a Regulated Drainage & Water Search as standard when you're looking to buy a property using a mortgage. However a brief look at the contents of such a report, such as one bought by a client for a property in Hillesdon Road, Torquay, TQ1 1QQ, shows how important the findings in the report are.

For example, the report revealed that, should any building which is or forms part of the property be at risk of internal flooding due to overloaded public sewers, then insurance is in place to cover any damages and provide compensation. Additionally, the report revealed that should the property suffer from low water pressure or flow, insurance was also in place. People underestimate how important having decent pressure in the water supply to a home can be – but you'd want to know that insurance is in place for this eventuality because the displeasure caused by low water pressure in terms of how taps and particularly baths function is considerable, to say the very least!

As a parishioner you can actually face a claim from your local parish church for chancel repair, which is where the local church, due to ancient statutes, can claim on parishioners to share the costs of making repairs or refurbishments to the church chancel/church roof and where these occur, they can be fairly costly, with individual households possibly being legally required to pay £1,000s.

Buying a chancel repair indemnity insurance policy for a property you're looking to buy in Torquay's neighbourhood is an easy and efficient way of protecting yourself against this possible eventuality and among many others, one such policy was taken out for a property in Brakefield TQ10 9PA. This policy generally costs around £20 to buy and normally covers the policy holder for claims to the limit of £1 million. One other approach is to get a Chancel Search, which reveals if the property you're looking to buy is in a parish where your local church can make such a legitimate claim on you.

If you're looking at buying a property in England's south west, you should always be mindful about whether it's in an area which is known to be radon affected. Radon's a colourless odourless gas naturally occurs, coming out from the ground which, in larger concentrations, is known to cause lung cancer.

A client recently looking to buy a property in Heathfield Terrace, Newton Road, Bovey Tracey, Newton Abbot, TQ13 9BA in Torquay's area, bought an Environmental Search report, which you're obliged to get as a mortgage buyer (although if you're a cash buyer, you are still strongly advised to get one). The search revealed that the property was in a radon affected area, with between 5% and 10% of homes in the locale being regarded as above the action level.

The report advised that the building should be tested for radon, which might result in further measures being needed to be taken and possible insurance issues.