Do I need a Level 2 Home Survey or a Level 3 Building Survey in Chelsfield?
The type of survey you require depends entirely on the age, size, and general condition of the property you are purchasing. Use the comparison below to determine which RICS inspection is right for your transaction:
Inspection Detail | RICS Level 2 Home Survey (formerly HomeBuyer Report) | RICS Level 3 Home Survey (formerly Full Structural Survey) |
|---|---|---|
Inspection Best Suited For | RICS Level 2 Home Survey Conventional, modern properties (built post-1990) of standard construction. | RICS Level 3 Home Survey Older, historic, or large properties, or those of non-standard construction. |
Inspection Property Condition | RICS Level 2 Home Survey Homes appearing to be in a reasonable, well-maintained state. | RICS Level 3 Home Survey Homes that are noticeably dilapidated or have been extensively altered. |
Inspection Depth of Inspection | RICS Level 2 Home Survey Surface-level visual inspection of accessible areas to highlight major faults. | RICS Level 3 Home Survey In-depth analysis of the property's structure, fabric, and integrity. |
Inspection Future Plans | RICS Level 2 Home Survey Buyers looking for a general overview before moving in. | RICS Level 3 Home Survey Buyers planning significant structural renovations or extensions. |
Inspection Advice Provided | RICS Level 2 Home Survey Highlights urgent defects that may affect the property's value. | RICS Level 3 Home Survey Detailed advice on defects, repair options, and ongoing maintenance consequences. |
Local Property Characteristics in Chelsfield
Properties built in this area have certain standard characteristics which dictate what type of survey you'll need for your property. Here is a table of different factors that could affect your property and require further investigation by your RICS surveyor:
Characteristic/Risk | Details |
|---|---|
Japanese Knotweed Risk: | Check the Environet heatmap to confirm. Source: Environment Agency & Environet UK Heatmap Data |
Listed Buildings: (Such as Grade I, Grade II*, and Grade II in Chelsfield) | There are circa 1 to 20 listed buildings in the local area. Note: Estimated based on the location's common property types and proximity from the data at Historic England. Your actual property may have a different characteristic or risk. Source: Historic England |
Ground Stability: Flags a risk for subsidence. | Properties in this location are flagged as having a high risk of ground instability (such as subsidence or shrink-swell clay). Your solicitor will recommend a comprehensive environmental and ground stability search, and you should obtain a RICS Home Survey to inspect the physical construction of the property. Source: The British Geological Survey (BGS) |
Chelsfield Specific Property Info |
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Expert Tip: Check for Ground Instability and Subsidence
With a flagged risk for ground instability in Chelsfield, such as shrink-swell clay, the property's foundations are more susceptible to seasonal movement and structural cracking.
Your RICS surveyor will thoroughly inspect the load-bearing walls for signs of subsidence, and this risk will be further detailed in your local environmental searches.
Local Building Survey Chelsfield
Our Building Surveyors specialise in the local area and have completed house surveys in London, Dartford, Orpington, Chislehurst, Sidcup, Sevenoaks and Bromley.
We work with specialist RICS Building Surveyors to undertake Home Buyers Surveys in Chelsfield. Whether you are buying an old run down 'doer upper' or standard construction freehold house, our RICS surveyors have seen them all.
With a vast number of years of experience completing building surveys on properties in Chelsfield we'll be able to give you the detailed Chelsfield HomeBuyers report that you will need to know and what defects there are with your property.
Defects flagged in a Chelsfield Home Buyers Survey
Local Tip: Subsidence
When you get a Local Authority Conveyancing Search you can find out about planned road, rail and traffic schemes which might affect the property in question. A recent such search taken out for a property in Elmcroft Road, Orpington BR6 0HY revealed that the property was in an area that might be affected by the proposed construction of an extension of the Bakerloo Line (London Underground/tube).
Local Tip: Damp
You'd only normally get a Ground Stability Report, a particular kind of conveyancing property search, if your lender insists on it or a local authority search flags up the need for it, regarding a particular property you're looking to buy.
A recent such search, taken out for a property in Station Road, Orpington BR6 0SA, revealed that the property was built within 250 metres of recorded mining activity and had a highly likely chance of potential for ground instability related to non-coal mining within the same radius. The search additionally revealed natural and man-made cavities and mineral extraction/quarrying within the same radius and the existence of bore holes.
The evidence of the existence of such attributes can have implications; a lender might choose not to lend or might make any lending conditional on further checks and/or obtaining specific insurance. Additionally, depending on the severity of the situation, they might influence you as a buyer to pull out of the purchase.
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Local Tip: Asbestos
An Environmental Search report can flag up potential flooding issues affecting the land a property you're looking to buy is located on. A recent such report, taken out for a property in Bruce Grove, Orpington BR6 0HF, revealed that there was potential for surface water flooding within 25 metres of the property, a risk of flooding from rivers and sea within 250 metres and a risk of groundwater flooding within 25 metres.
These findings are important, not least to brief you about flooding potential which might affect your enjoyment of the property in the future, but also is likely to make insurance either more expensive or even unable to obtain.
Why Choose SAM Conveyancing for your Home Survey?
In helping over 15,339 survey clients since 2014, we've learned a lot about surveys in Chelsfield using our panel of over 100 Royal Institution of Chartered Surveyors (RICS). Your Chelsfield surveyor will be local to your property, so whether you're worried about subsidence, damp, infestations, extensions, or even just for peace of mind, we've got you covered.
Our HomeBuyers Survey costs are fixed and competitive, as you'll see from all our Excellent reviews on Trustpilot. This means you don't have to break the bank to get a full health check on your new home. Get a Home Buyer Survey Quote today, or if you're not sure which survey to choose and want to know the difference between a Level 2 Home Survey and a Level 3 Building Survey, then give us a cal,l and we'll happily tell you what you need - 0333 344 3234 (local call charges apply).
What defects are flagged in a Homebuyer's Survey?
Cracks are inspected and in the report will confirm if you need a structural engineer as there are signs of historical or current movement.
The RICS surveyor will use a moisture meter in the rooms and report any high levels along with any mould or damp causing damage to the walls/windows.
The wooden door frames and windows will be inspected for rotting and wood worm.
The surveyor looks for signs of infestations through droppings, damage to piping/flooring and in some cases finding where the nest is.
The surveyor will check the grounds of the property and, where possible, check over the fences to neighbouring plots to identify if there is a risk of Japanese knotweed.
The surveyor lifts up accessible man hole covers to check if the drains are blocked. You may need to get your drains inspected with CCTV.
The surveyor will enter into the roof/loft space if there is a safe and accessible ladder. They'll look for insulation, signs of leaking and and damage.
Download an Example Level 2 and Level 3 Home Survey
Property Survey FAQs for Chelsfield
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RICS Level 2 Home Survey with a Valuation
A RICS Level 2 Home Survey, which used to be called the HomeBuyer Report or a Home Buyer Survey, is generally suitable for:
- Bungalows
- Flats
- Standard construction houses
The majority of Chelsfield's leasehold flats require only a RICS HomeBuyer Report but for any Victorian conversions, a Building Survey may well be required.
RICS Level 3 Building Survey
A Level 3 Home Survey, also known as a Building Survey or a full structural, is the most comprehensive visual inspection a RICS surveyor can provide on a property in Chelsfield. It is suitable for:
- complex buildings, for example those that have been extensively extended and altered
- unique or older historic properties
- properties in poor condition; or
- those where the client is planning to carry out extensive repair and refurbishment work.
Speak to one of our team on 0333 344 3234 to find out if your property suits a RICS Building Survey, or read our article Which Home Buyers Survey suits your property .
