Title Checker Conveyancing Search

19/02/2020
986
4 min read
Title Checker Search
Pre-Auction Report
Short on time? Get a report that inspects the property title today.

  • Flags restrictive covenants
  • Easy to read
  • Shows charges (mortgages)
  • Cheap so can get for multiple properties
  • Delivered within 24 hours (normally within the hour)
Need a solicitor to do the legal work for you?

  • Fast completions
  • Fixed Fees
  • On all lender panels
  • Specialist auction solicitor
  • Rated Excellent on Trustpilot
£60 INC VAT
Sent normally within hours of instruction
£360 or £480 INC VAT
(Freehold or Leasehold prices)

The Title Checker's speed of delivery and cheap price allow for a buyer to get a snapshot of a property before they commit to an offer. It leaves you to interpret the information yourself and then decide whether the property is worth buying, or if you might put in a lower offer. It can be used for property in England and Wales.

What is included in a Title Checker Search?


  • Names of the legal owners
  • Tenure (freehold or leasehold)
  • Grade of Title - absolute, possessory, etc.
  • First registration date
  • Ownership details including cautions, existing charges, multiple titles, notices, restrictions, (if leasehold) lease term and leasehold information
  • Use of property including easements, provisions, restrictive covenants, rent charges, third party interests
  • Flood risk
  • ChancelCheck risk (liability for the upkeep of the local church)
  • Guidance on effects to the mortgage from the CML Lender's Handbook
  • Draft indemnity policies for defects in the title
  • Land Registry Office Copy (online title deeds)

The TitleChecker inspects the Title Checker Search by SAM Conveyancing

What are the Pros and Cons of Title Checker?

Pros
Cons
  • Speed - you can get a quick snapshot of a property's title on the same day (often within minutes).
  • Save time with defective titles - find out if the property has a defect today, instead of weeks down the line after you have instructed solicitors and paid for property searches.
  • Budget for the indemnities - with the draft indemnity policies you can budget for these costs if you proceed with the purchase - you may even be able to get the seller to pay for them.
  • Reduce your purchase price -armed with the knowledge of what the seller bought for and the issues with the legal title you can negotiate the best price with the seller.
  • Highlights mortgage lender issues - find out what parts of the legal title are going to be a sticking point for your mortgage lender.

  • Misinterpretation - you might not understand what the information means within the report. This might lead to you deciding  to buy a property which has a defect or deciding not to and missing out on what could be prove to be a worthwhile purchase.
  • Can't ask questions - the report presents information, however you might still need a solicitor to provide answers to questions arising.
  • It doesn't include everything - you are still advised to buy conveyancing searches (such as the local authority and drainage) and a structural survey.


Does TitleChecker replace the conveyancing solicitor?

While Title Checker can help review a snap shot of the legal title, highlighting issues and offering indemnity solutions, it won't replace a conveyancing solicitor during the transaction.

A conveyancing solicitor will review the Land Registry Title (often called the title deeds) and not only tell you about the defects but also work toward fixing any issues they find. In the case of a mortgage purchase, you'll also need a conveyancing lawyer to act on behalf of your mortgage lender and to receive and send the money to the seller's solicitor.

What is clear though is that if you quickly want some great inside knowledge about the property you are buying then a TitleChecker Search can help.

Disclaimer and Terms
The TitleChecker Search service is only available for properties situated in England and Wales. The data used to compile the TitleChecker® is produced by the Land Registry and is a reflection of the information used to produce the Office Copy Entries for the property. It should be noted that neither we nor our provider, CLS Property Insight Limited, hold any responsibility for any errors and/or omissions contained within the data provided to them or us or for any misinterpretation of the data thereof. The TitleChecker Summary and Report is produced as a guidance tool only and should not be construed as advice relating to the matters affecting any property in question. If in doubt it is suggested that you fully review the Office Copy Entries provided. The TitleChecker Summary and Report is issued subject to the CLS Terms and Conditions. TitleChecker® is provided with the benefit of a Search Insurance policy offering cover up to a market value of £2m where there is an error in the Land Registry Data.
 
Proud of our Reviews
SAM Conveyancing Reviews
SAM Conveyancing Reviews  322 Google Reviews
 
 
Unbeatable Quote
Rated Excellent on Trustpilot with fixed fees and a friendly team to help you. See for yourself - get a no obligation online quote today.
Agree to Terms & Privacy
 
Check Availability
We work with local surveyors throughout England and Wales. Why not check our next available date for your area now?
Agree to Terms & Privacy
 
Free Appointment
Book a free mortgage consultation with our panel mortgage broker today and see what the best mortgage rates are for you.
Agree to Terms & Privacy
 
Chancel Repair Liability Insurance

Chancel Repair Liability Insurance

01/07/2021
14,860
Property Covenants: Restrictive Covenants

Property Covenants: Restrictive Covenants

06/05/2019
11,741
Possessory Title

Possessory Title

21/10/2019
6,838
new-conveyancing-process.png
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.