What are the conveyancing costs in Cheltenham?
The conveyancing costs are broken into two sections: the fixed fee you pay your solicitor, and the conveyancing disbursements (known as third-party costs). Here is a transparent breakdown of both costs for property transactions in your area.
1. Solicitor Legal Fees
At SAM Conveyancing, our fixed legal fees remain consistent nationwide, regardless of your property's location. We provide a guaranteed fixed fee for standard residential conveyancing based on your property's purchase price, its tenure (freehold or leasehold), and whether your transaction involves a mortgage or utilises affordable housing schemes such as shared ownership. Below are the current fixed conveyancing fees for a standard freehold valued at £250,000.
- Sale or Purchase: £748 INC VAT INC VAT (plus an additional £60 INC VAT if purchasing with a mortgage).
- Transfer of Equity: £399 INC VAT INC VAT
- Help to Buy Loan Repayment: £333 INC VAT INC VAT
- Shared Ownership Staircasing: £748 INC VAT INC VAT
- Remortgage: £399 INC VAT INC VAT
- Lease Extension: £720 INC VAT INC VAT
2. Conveyancing Disbursements (Third-Party Costs)
Disbursements are fixed third-party fees paid to external bodies (like local councils and HM Land Registry) to complete your legal paperwork. These costs shouldn't vary too much from solicitor to solicitor.
- Property Purchase Tax (SDLT / LTT): Calculated dynamically based on your purchase price, your buyer status (such as a first-time buyer), and whether the property is located in England or Wales.
- HM Land Registry Fee: Ranges from £20.00 to £1,105.00, scale-calculated dynamically based on your property’s purchase price and whether it is an existing registered property or a new build.
- Conveyancing Search Bundle: £325 INC VAT (Includes Local Authority, Water & Drainage & Environmental)
- Online ID Fee: Ranges from £15 to £48 and avoids having to send personal documents in the post or visit our office in order to prove your ID.
- Mortgage Portal Fee: The cost to download your mortgage offer and communicate with your lender. It is £12 if your mortgage lender uses the Lender Exchange portal, or £45 INC VAT if they use the LMS Portal.
Conveyancing search costs and turnaround for Cheltenham
Search Provider | Cost | Turnaround Time |
|---|---|---|
Search Provider Cheltenham Borough Council This is the local authority search, which is mandatory if you are obtaining a mortgage. | Cost £214.80 INC any VAT | Turnaround Time 10 Working Days |
Search Provider Severn Trent Water This is the Water & Drainage Search, which is mandatory if you are obtaining a mortgage. | Cost £56.80 INC VAT | Turnaround Time 1 working day |
Cheltenham Specific Searches |
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Why choose SAM Conveyancing Solicitors in Cheltenham?
We are a hand-selected panel of SRA-regulated solicitors who deliver to you the high standards we expect, and you'll have a member of the SAM team to guide you through the process from start to finish. Just 1 person you know by name can email or call directly and get your question answered on the same day (normally instantly).
Doing it our way, we've helped over 56,000 clients and gained all the experience from the different transactions. From pressurising agents to complex legal enquiries, and even overcoming issues with your mortgage lender. Our strap line is Property Challenges Solved because that is simply what we do, day in, day out.
Get in contact today and see from the very first call why we are the best conveyancing solicitors for a property transaction in Cheltenham.
Expert Tip: Check your environmental search
Certain geographic pockets around Cheltenham are located in Radon Affected Areas. Your conveyancer must order an environmental search that includes a radon assessment, and if necessary, negotiate a retention of funds to cover the installation of a radon ventilation system post-completion.
You can find this information in your environmental search purchased during the conveyancing process.
Partner & Conveyancing Solicitor
We're first-time-buyer friendly
86% of our purchase clients are First-Time Buyers, so we are hyper-attuned to what you need when buying your first home.
- We take the time to explain the process
- We offer tips on timescales
- We keep it real, never overpromising
Islamic finance solicitors
Specialists in Sharia-compliant conveyancing for Islamic mortgages.
- Can review, advise and negotiate with all Sharia Mortgage Lenders.
- Terms of the contract fully explained with confirmation of Sharia compliance and UK legal compliance.
- We can help with Ijara (Lease), Diminishing Musharaka (Reducing Partnership), and Murabaha (Cost-Plus Financing).
New build solicitors
Our conveyancing solicitors are skilled with new-build purchases to help you navigate the transaction.
- Fixed Fees
- Your conveyancing deposit will be protected by our no sale, no fee policy.
- Independent advice, not developer-led.
Our Conveyancing Services
We can help with all of your conveyancing needs; simple to complex, and always affordable.
- Purchase
- Sale
- Transfer
- Remortgage
- Help to Buy Repayment
- Help to Buy Sale or Transfer
- Auction Sale or Purchase
- Shared Ownership Sale & Purchase
- Shared Ownership Staircasing
- Lease Extension
- Purchase of Freehold
- New Builds & Off-plan Purchases
- First Time Buyers
- Second Homes
- Buy to Let landlords
Fixed quote for our legal costs plus a budget-friendly breakdown of third-party disbursements.
Your sale or purchase is protected by our no sale, no fee guarantee.
Our panel solicitors are pre-approved to work with 99% of mortgage lenders in England & Wales.
Panel solicitors accredited by the Conveyancing Quality Scheme; regulated by the SRA.
Residential Conveyancing Solicitors in and around Cheltenham
Our Cheltenham conveyancing solicitors can help you with your conveyance locally or in any of the surrounding areas, including Bamfurlong, Shurdington, Charlton Kings, Prestbury, Boddington, Bishops Cleeve and Southam.
We have many offices throughout England and Wales, so you can find a solicitor near you.
- Lypiatt Terrace, Cheltenham, Gloucestershire GL50 2QW
- 24 St. Pauls Road Cheltenham, Gloucestershire GL50 4EW
- 48 Andover Road, Cheltenham, Gloucestershire GL50 2TL
- 17 Beeches Road, Charlton Kings, Cheltenham, Gloucestershire GL53 8NG
- 25 Montpellier Drive, Cheltenham, GL50 1TY
- The Oxford (house) – Brizen Park, Farm Lane, Leckhampton, Cheltenham, GL51
Marketed by Redrow Homes.
Cheltenham Property Prices
Average property price in Cheltenham Source: UK House Price Index lasted updated on 26/06/2026 | £414,335 |
What is the population of Cheltenham: Source: Office for National Statistics lasted updated in the 2021 Cencus | 115,732 (2014) |
Thinking of moving to Cheltenham?
Cheltenham, also known as Cheltenham Spa, is a spa town on the edge of the Cotswolds, an area of outstanding natural beauty in Gloucestershire County. It hosts many festivals (literature, jazz, science and music) and Cheltenham Racecourse hosts the annual Cheltenham Gold Cup event. The town is famous for its Regency architecture. Landmarks include Cheltenham's Municipal Offices and the Government Communications Headquarters (GCHQ), with its 'doughnut' building.
Cheltenham General Hospital, Sandford Road, Cheltenham, Gloucestershire, GL53 7AN
Honeybourne, Swindon Road, GL51 9EZ
Gloucestershire Royal Hospital, Great Western Road, Gloucester, Gloucestershire, GL1 3NN
Cheltenham Spa Railway Station offers services terminating at Nottingham, Edinburgh, Cardiff Central, Bristol Temple Meads, Southampton, Manchester and London Paddington. By road, Cheltenham is easily accessed from the M5, which runs to its west, and the A40, which runs from North Wales to London via Oxford.
Distance to Airports from Cheltenham
| Airport | miles by car |
| Birmingham | 49.8 miles |
| Bristol | 50 miles |
| Cardiff | 80.6 miles |
Pate's Grammar School, Princess Elizabeth Way Cheltenham, GL51 0HG
Balcarras School, East End Road, Charlton Kings, Cheltenham, GL53 8QF
The Cotswold Academy, The Avenue, Bourton-on-the-Water, Cheltenham, GL54 2BD
Local conveyancing solicitor
Are local, licensed conveyancing solicitors near me more expensive?
Buyers and sellers alike often start the process by searching online for conveyancing solicitors in Cheltenham. But, can you find a better service, when you widen the search?
With advanced online security, you are no longer restricted to having to work with a licenced conveyancer near you. Often, an online conveyancing solicitor who specialises in property transactions will be preferable to a local one.
Affordable Housing Schemes
Several affordable housing schemes in Cheltenham help make buying a property more achievable. The work is more complex, and we have specialist conveyancing solicitors to handle the following:
- Shared Ownership Solicitors
- Right to Buy Solicitors - speak to Cheltenham Borough Council to find out if you are eligible
- Discount Market Sale - check with Cheltenham Borough Council if they are running a DMS scheme
Cheltenham conveyancing solicitors
You can rest assured that you're in good hands with us. We hand select our panel for skill and experience, from a simple purchase to complex transactions with specialist ownership structures and deeds of trust.
Are you buying or selling a short lease in Cheltenham?
We have specialist leasehold conveyancing solicitors in to handle your sale & purchase of a leasehold property, as well as lease extensions and creation, sale, or purchase of a share-of-freehold property.
Due to the additional legal work surrounding the lease and terms, your quote will be calculated based on the tenure, so as long as you give us the correct details using the simple form above, this will be included in your fixed-fee leasehold conveyancing quote, not a surprise addition later on.
Look no further for your residential conveyancing solicitor in Cheltenham
Whatever your property challenge, we can solve it.
Selling a property
Your expert conveyancing solicitor's role when selling a property will include:
- Draft contracts – Your conveyancing solicitor drafts the initial legal contract to be sent to the buyer's solicitor.
- Responding to enquiries – your solicitor responds to any questions the buyer's solicitor may have (this is where you'll find out if you are missing documents, which can cause delays to your sale).
- Investigating issues – your solicitor may need to complete further investigation to try and satisfy them.
- Exchange contracts – once the buyer's solicitor has satisfied their enquiries, contracts are finalised and exchanged.
- On the day of completion – your solicitor receives the money for the sale, discharges the mortgage (if required), pays the estate agent, deducts their fee and then sends the net sale proceeds to you.
- Post completion – your solicitor receives the DS1 discharge documents and, when leasehold, settles your liabilities for ground rent and service charges.
Our conveyancing solicitors' cost for selling a property starts from £748 INC VAT.
Buying a home
- Draft contracts – Your solicitor reviews the draft contract sent by the seller's solicitor.
- Raising enquiries – your solicitor will ask the seller's solicitor questions based on the contract, title, and property documents to protect you from any nasty surprises.
- Exchange contracts – once your solicitor is satisfied with their enquiries, they agree with the seller to finalise and exchange contracts
- Day of completion – on the day of completion, your solicitor transfers the money for the sale.
- Post completion – following completion, your solicitor makes an application to HM Land Registry to register you as the new owner.
Our Cheltenham conveyancing solicitors' cost for buying a property starts from £748 INC VAT.
Add or remove someone from a property title
With a Transfer of Equity, you can buy someone out of a shared property and remove them from the title, or add someone to the title to transfer ownership of a share of the property, making them a joint owner. This service includes:
- Property solicitors' fees, including ID checks, office copies
- HM Land Registration fees
- (if party being removed) ID1 Form verification fee
- (if mortgage) Change of mortgage fee
- (if leasehold) Notice fee to freeholder
Our Cheltenham conveyancing solicitors' cost for a Transfer of Equity starts at £399 INC VAT.
If someone is giving up their share of the property for less than market value, they may be required to get independent legal advice, which will be an additional expense.
Switch your mortgage deal in Cheltenham
Your remortgage solicitor will perform all the necessary checks, review your new mortgage offer, and update HM Land Registry post-completion. The process is similar to when you purchase but should take less time, as the solicitor doesn't need to raise any legal enquiries.
If you own a leasehold property, your solicitor must carry out extra work to investigate the lease terms. Our conveyancing solicitors' cost for a remortgage in Cheltenham starts at £399 INC VAT.
Purchase the next chunk of your equity
When you're ready to buy the next chunk of the equity in your shared ownership property, a conveyancer will be required to handle:
- The bank transfer;
- obtaining a mortgage redemption statement from your existing lender;
- receiving your new mortgage offer and confirming the lender terms;
- receiving the memorandum of staircasing;
- handling completion;
- filing SDLT form (if required); and
- registration at the Land Registry.
Our conveyancing solicitors' cost for shared ownership staircasing in Cheltenham starts at £823 INC VAT.
If you need to add someone to the legal title, you will need to pay an additional fee for a transfer of equity.
Paying off your Help to Buy equity loan
You'll need a solicitor to:
- Receive redemption letter;
- review title for ownership and restrictions;
- obtain Authority to Complete;
- draft a deed of postponement for your current lender;
- handling completion;
- bank transfer; and
- if repaid in full, removal of the loan restriction at the Land Registry.
Our conveyancing solicitors' cost for Help to Buy loan redemption in Cheltenham starts at £333 INC VAT.
Price based on a freehold with the loan being repaid in full using savings.
Conveyancing FAQs
What are the conveyancing costs?
Fees vary between online conveyancing solicitors, high street conveyancers or housing solicitors introduced by your estate agent.
The actual conveyancing costs, outside of the legal work, should be fixed, including:
For buyers: stamp duty, land registration, property searches, ID searches and leasehold charges (if buying a leasehold property).
For sellers: office copies, title plan and management information (if selling a leasehold property).
Make sure to budget for all of the above conveyancing costs and to get a fixed fee conveyancing quote from several firms, to compare value.
Making the right choice of solicitor is key to the whole process:
- Cheap Conveyancing
- Fast Conveyancing
- Best Conveyancing Service
What does the Regulated Local Authority Search include?
The Regulated Local Authority Search is the most important of the four main searches that lenders expect from those who are buying a home with a mortgage.
The local authority search examines matters such as local land charges (including, for example, tree preservation orders) and details on planning applications relevant to the property, restrictions on permitted development, road schemes and contaminated land.
The main sections within the Regulated Local Authority Search are: a list of relevant entries in the Local Charges Register, information on planning applications relevant to the property, building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas information.
