What Happens After Completion? Your Post-Conveyancing Guide for 2026

Last Updated: 17/02/2026
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7 min read

Reaching completion is a huge milestone, but the conveyancing process doesn't end the moment you get your keys. While you focus on unpacking and settling in, there are several vital legal and administrative enquiries and tasks that must be finalised. From your solicitor registering your ownership with the Land Registry to updating your address and managing Stamp Duty, understanding what happens after completion ensures a smooth transition into your new home.

This guide breaks down the essential post-completion steps for both buyers and solicitors.

What Happens After Completion?


Solicitor

Buyer

  • SDLT Form Filing Stamp Duty Tax Return and paying any tax due within 14 days.
  • Obtain Notice (Leasehold only) Post completion freeholder requirements, including notices.
  • Land Registry Update the new proprietors at the Land Registry and register any restrictions, such as a Form LL Anti-fraud restriction, or charges, such as a mortgage.

  • Meter Readings Supply and update meter readings to utility providers.
  • Council Inform the Council you are the new owner. You can use the Gov site: Start paying Council Tax.
  • Change your Address Update your new address on your driving licence, bank account, and mobile phone.
  • Order your Broadband Oragnise your broadband and telephone line.



What happens
After you
Complete and
Move in?

By Andrew Boast, CEO of SAM Conveyancing



What do I need to do after completion?

  • Check your meters and report these to the relevant suppliers
  • Update your address and contact details
  • Redirect your post to your new address
  • Sign up for property alerts at the Land Registry to protect from property fraud

For you, the time after completion is used for decorating and unpacking. For your solicitor, there is still legal work to wrap up. After completion, they'll file your stamp duty land tax return, receive notice from the freeholder (if leasehold) and register the property in your name at the Land Registry.

With most conveyancing transactions taking 10 weeks from offer accepted to completion, it may surprise you that the legal work after completion may take this long, or longer, to finally register the property in your name. Freehold property is often registered faster because, with leasehold, the solicitor needs to get a transfer notice from the seller's solicitors.


How long does the Land Registry take?

The application must be made within 30 working days from the date of the Priority and Bankruptcy Searches. As of January 2025, around 30% of the applications are automated and get finalised within minutes. More than half of the remaining applications can take 2-3 months or, in some instances, even 7 months.

The reason for these delays is usually the large backlog of files which the Land Registry is amending. We discuss this further in our article, "Land Registry Delays."

Your transaction is protected as soon as the completion is complete, no matter how long the registration process takes.


What do solicitors do after completion?


  • File Stamp Duty Land Tax Return and pay any tax due

  • (If leasehold) Obtain notice from the Freeholder

  • Register the property

  • Register the Declaration of Trust (if Tenants in Common)


  • 1

    File Stamp Duty Land Tax Return and pay any tax due

Prior to completion, you will have paid any stamp duty land tax to your solicitor, which your solicitor pays to Revenue & Customs along with your files' land tax return, no later than 14 days after completion. Even if there is no stamp duty to pay because your property's value is below the threshold, a stamp duty land tax return is still filed with HM Revenue & Customs.

You can calculate your stamp duty here - Stamp Duty Calculator

  • 2

    Obtain notice from Freeholder (if leasehold)

Often, your lease will contain requirements, such as a covenant requiring you to obtain notice of assignment from the Landlord. This is when your solicitor will give notice to the freeholder of the property that you are the new leasehold owner after completion. There is usually a fee the landlord charges for this right, and information on it can be found in the lease itself. For those buying with a mortgage, this notice is mandatory.

All covenants must be complied with, or the property may not be registered!

  • 3

    Register the property

With your stamp duty land tax form submitted (and notice returned), your solicitor is able to register you as the new owner at the Land Registry using form AP1, i.e. register the change in title. This is compulsory and constitutes definitive proof of ownership. This is a vital step because, without it, you will not be able to sell or otherwise deal with the property, and the entire transaction could be set aside if the property is resold to another buyer in good faith who subsequently registers it with the Land Registry.

It is also on the same AP1 form that a mortgage will be registered against the property. If the mortgage is not registered and a subsequent lender loans funds on the property, the first lender will lose priority and could become an unsecured lender. A lender will be very keen to have it confirmed that their investment has been protected and registered at the Land Registry so this is an important step in the post-completion process.


  • 4

    Register the Declaration of Trust (if Tenants in Common)

If you are buying as tenants in common, it is really important that you have a Declaration/Deed of Trust drawn up to reflect how you will be holding your share of the property. When you hold a property as tenants in common, each party owns a specific share of the property and, without an alternative arrangement, the sale proceeds will be split in accordance with your share.

A Deed of Trust sets out what will happen to your funds on sale and must be registered with the Land Registry as a restriction on the title. This means the property cannot be sold unless it complies with its terms. If this is not registered, the chances of lengthy, costly disputes over the division of the proceeds of sale, or, should the relationship break down, are considerably higher.

When a Deed of Trust is registered at the Land Registry using a JO form (Joint Ownership), the following is noted against the title:

"No disposition by the proprietors of the registered estate is to be registered unless one or more of them makes a statutory declaration or statement of truth, or their conveyancer gives a certificate, that the disposition is in accordance with Deed of Trust dated [ insert date  ] or some variation thereof referred to in the declaration, statement or certificate."


What documents do you get after completion?

After you have completed the purchase of your house and your solicitor has registered the new ownership at the Land Registry, your solicitor sends you the following:

  • Title deeds; OR
  • Title Information Document, which is a snapshot of information the Land Registry holds about the property (previously called Official Copies); AND
  • Solicitor's Report on Title
  • Property Information Form (TA6)
  • Fitting and Contents Form (TA10)
  • Mortgage Documents
  • Copy of your lease (if leasehold)
  • Leasehold Management Pack (if leasehold)
  • Indemnity Insurance Certificate (if applicable)
  • SDLT5 as evidence that the Stamp Duty has been paid
  • Energy Performance Certificate
  • Warranty Certificate (for new builds)

Did the solicitor not register the property post completion?

If your solicitor did not register property because it ceased trading post completion, an intermediary law firm will be instructed by the regulator to handle the process.

If you still haven't completed, we can take over the conveyancing quote and see you through to completion.


Frequently Asked Questions
KEYS
MONEY
NOKEYS
Andrew Boast of Sam Conveyancing
Written by:

Andrew started his career in 2000 working within conveyancing solicitor firms and grew hands-on knowledge of a wide variety of conveyancing challenges and solutions. After helping in excess of 50,000 clients in his career, he uses all this experience within his article writing for SAM, mainstream media and his self published book How to Buy a House Without Killing Anyone.

Caragh Bailey, Digital Marketing Manager
Reviewed by:

Caragh is an excellent writer and copy editor of books, news articles and editorials. She has written extensively for SAM for a variety of conveyancing, survey, property law and mortgage-related articles.


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