Expert Tip: Check your environmental search
Given Chertsey's proximity to major waterways, elevated flood risk is a primary concern. Your solicitor must order an advanced Environmental Search and verify that Thames Water infrastructure is adequate, as standard home insurance policies may exclude flood cover in this specific area without proper certification.
You can find this information in your environmental search purchased during the conveyancing process.
Partner & Conveyancing Solicitor
What are the conveyancing costs in Chertsey?
The conveyancing costs are broken into two sections: the fixed fee you pay your solicitor, and the conveyancing disbursements (known as third-party costs). Here is a transparent breakdown of both costs for property transactions in your area.
1. Solicitor Legal Fees
At SAM Conveyancing, our fixed legal fees remain consistent nationwide, regardless of your property's location. We provide a guaranteed fixed fee for standard residential conveyancing based on your property's purchase price, its tenure (freehold or leasehold), and whether your transaction involves a mortgage or utilises affordable housing schemes such as shared ownership. Below are the current fixed conveyancing fees for a standard freehold valued at £250,000.
- Sale or Purchase: £748 INC VAT (plus an additional £60 INC VAT if purchasing with a mortgage).
- Transfer of Equity: £399 INC VAT
- Help to Buy Loan Repayment: £333 INC VAT
- Shared Ownership Staircasing: £748 INC VAT
- Remortgage: £399 INC VAT
- Lease Extension: £720 INC VAT
2. Chertsey Conveyancing Disbursements (Third-Party Costs)
Disbursements are fixed third-party fees paid to external bodies (like local councils and HM Land Registry) to complete your legal paperwork. These costs shouldn't vary too much from solicitor to solicitor.
- Property Purchase Tax (SDLT / LTT): Calculated dynamically based on your purchase price, your buyer status (such as a first-time buyer), and whether the property is located in England or Wales.
- HM Land Registry Fee: Ranges from £20.00 to £1,105.00, scale-calculated dynamically based on your property’s purchase price and whether it is an existing registered property or a new build.
- Conveyancing Search Bundle: £325 INC VAT (Includes Local Authority, Water & Drainage & Environmental)
- Online ID Fee: Ranges from £15 to £48 and avoids having to send personal documents in the post or visit our office in order to prove your ID.
- Mortgage Portal Fee: The cost to download your mortgage offer and communicate with your lender. It is £12 if your mortgage lender uses the Lender Exchange portal, or £45 INC VAT if they use the LMS Portal.
Conveyancing search costs and turnaround for Chertsey
Search Provider | Cost | Turnaround Time |
|---|---|---|
Search Provider Runnymede Borough Council This is the local authority search, which is mandatory if you are obtaining a mortgage. | Cost £555.00 INC any VAT | Turnaround Time 10 to 20 Working Days |
Search Provider Thames Water This is the Water & Drainage Search, which is mandatory if you are obtaining a mortgage. | Cost £83.40 INC VAT | Turnaround Time 1 to 3 working days |
Chertsey Specific Searches |
| |
Average property price in Chertsey Source: UK House Price Index lasted updated on 26/06/2026 | £479,830 |
What is the population of Chertsey: Source: Office for National Statistics lasted updated in the 2021 Census | 15,967 |
Why choose SAM Conveyancing Solicitors in Chertsey?
We are a hand-selected panel of SRA-regulated solicitors who deliver to you the high standards we expect, and you'll have a member of the SAM team to guide you through the process from start to finish. Just 1 person you know by name can email or call directly and get your question answered on the same day (normally instantly).
Doing it our way, we've helped over 56,000 clients and gained all the experience from the different transactions. From pressurising agents to complex legal enquiries, and even overcoming issues with your mortgage lender. Our strap line is Property Challenges Solved because that is simply what we do, day in, day out.
Get in contact today and see from the very first call why we are the best conveyancing solicitors for a property transaction in Chertsey.
Fixed quote for our legal costs plus a budget-friendly breakdown of third-party disbursements.
Your sale or purchase is protected by our no sale, no fee guarantee.
Our panel solicitors are pre-approved to work with 99% of mortgage lenders in England & Wales.
Panel solicitors accredited by the Conveyancing Quality Scheme; regulated by the SRA.
Look no further for your residential conveyancing solicitor in Chertsey
Whatever your property challenge, we can solve it.
Solicitor for buying a house in Chertsey
We can help whether you're a first-time buyer, a buy-to-let landlord, buying through a limited company, or a home mover. The conveyancing process is the same wherever you are:
- Memorandum of Sale: You give your solicitor's details to the estate agent, and they issue the sales memo linking all parties together.
- Draft contracts: The seller's solicitor issues the draft contract pack for your solicitor to review.
- Conveyancing searches & RICS survey: Your solicitor orders your local authority, water and drainage, and environmental searches, and you arrange your RICS home survey.
- Mortgage offer: You obtain your formal mortgage offer from your chosen lender.
- Finalise enquiries: Your solicitor handles all legal enquiries with the seller's solicitor and the freeholder (if leasehold). Once satisfied, you are sent the final documents for signing.
- Exchange contracts: Your solicitor handles the exchange of contracts, pays the exchange deposit (usually 10%), and legally fixes the completion date (the day you move in). If buying an off-plan new build, completion will be 'on notice'.
- Day of completion: Your solicitor transfers the balance of the purchase price to the seller's solicitor, and you go collect your keys!
- After completion: Your solicitor files the Stamp Duty (SDLT) tax return with HMRC, paying any tax due, and submits the TR1 form to register you as the new legal owner at HM Land Registry.
Read more: What happens on completion day?
Solicitor for selling a house in Chertsey
We can help whether you are selling a family home, a buy-to-let investment, a probate property, or a second home. The conveyancing process is the same wherever you are:
- Memorandum of Sale: You give your solicitor's details to the estate agent, and they issue the sales memo linking all parties together.
- Protocol Forms: You complete the standard conveyancing protocol forms, including the TA6 Property Information Form, TA10 Fittings & Contents Form, and TA7 Leasehold Information Form (if leasehold). You will also need to provide any planning or building regulation certificates from Runnymede Borough Council.
- Draft contracts: Your solicitor issues the draft contract pack, along with your completed protocol forms, to the buyer's solicitor for review.
- Leasehold Management Pack: If your property is leasehold, you need to pay for the Leasehold Pack from your freeholder/managing agent. The cost ranges from £60 to £500 INC VAT.
- Finalise enquiries: Your solicitor replies to the legal enquiries raised by the buyer's solicitor. Once they are satisfied, you will be sent the contract and the TR1 form to sign, and your solicitor will request a mortgage redemption statement from your lender.
- Exchange contracts: Your solicitor handles the exchange of contracts, receives the exchange deposit from the buyer (usually 10%), and legally fixes the completion date.
- Day of completion: Your solicitor receives the balance of the purchase price, pays off your mortgage, settles the estate agent's fees, sends you the net sale proceeds, and you release the keys to the buyers!
- Post-completion: Your solicitor receives the DS1 discharge documents from your old lender and, if leasehold, settles your final liabilities for ground rent and service charges.
Our conveyancing solicitors' cost for selling a property starts from £748 INC VAT.
Remortgage solicitors in Chertsey
We can help whether it is a residential, buy-to-let, company, or commercial remortgage. You need to:
- Apply for a Mortgage: You choose your mortgage product and make a formal mortgage application, providing our solicitor's details. Our SRA-regulated solicitors are on 99% of mortgage lender panels.
- Mortgage Offer: Your new mortgage lender issues the formal mortgage offer to both you and our solicitor.
- Redemption & Completion: Your solicitor handles all legal enquiries with the new mortgage lender and the freeholder (if leasehold). Once satisfied, they request a redemption statement for your existing mortgage, draw down the new mortgage funds, pay off your old lender, and register the new mortgage charge against your property title at HM Land Registry.
Read more: What is the remortgage process in Chertsey?
Transfer your property title in Chertsey
Whether you are adding or removing someone from the property title at HM Land Registry, the legal process remains the same regardless of where you live, and we keep it quick and simple.
- Agree the transfer value: You agree with all parties involved on the amount of money (if any) changing hands to transfer the equity.
- Instruct your conveyancing solicitor: We can represent one party alongside another firm or—where appropriate, such as a transfer with no money changing hands—handle the entire process for all parties.
- Sign the TR1 Form: All parties must have the TR1 transfer deed signed and independently witnessed.
- Completion & Registration: Your solicitor resolves any restrictions on the title, obtains mortgage lender consent (if applicable), and handles freeholder enquiries (if leasehold). Once satisfied, they finalise completion, file the Stamp Duty (SDLT) tax return with HMRC, and submit the TR1 form to update the legal owners at HM Land Registry.
Read more: What is the Transfer of Equity process in Chertsey?
Help to Buy Loan Repayment
Our conveyancing team regularly handles these transactions, and the process for repaying your Help to Buy equity loan is the same in Chertsey as it is throughout England and Wales. You need to:
- Obtain a RICS valuation: We have a national network of local RICS surveyors to provide the valuation the Help to Buy administrator requires to calculate the loan to be repaid (in full or in part).
- Submit your application: You apply to the Help to Buy administrator, providing your valuation, your conveyancing solicitor's details and paying your admin fee.
- Redemption & Completion: Your solicitor handles all enquiries with the Help to Buy administrator and the freeholder (where applicable). Once satisfied, they request the Authority to Complete, finalise the repayment, and remove the Help to Buy charge from your property title at HM Land Registry.
Read more: What is the Help to Buy repayment process in Chertsey?
Shared Ownership Staircasing
Staircasing with your housing association is complex, and we specialise in it. You need to:
- Obtain a RICS valuation: We have a national network of local RICS surveyors to provide the valuation your housing association requires to calculate the share you are looking to buy (full or in part).
- Apply to your Housing Association: You submit your application directly to your housing association, providing your valuation and your conveyancing solicitor's details.
- Redemption & Completion: Your solicitor reviews the memorandum of staircasing and handles all enquiries with the housing association. Once satisfied, they finalise the completion and file the Stamp Duty (SDLT) tax return with HMRC.
Read more: What is the staircasing process in Chertsey?
the BEST
Conveyancing Solicitor
By Andrew Boast, CEO of SAM Conveyancing
Residential Conveyancing Solicitors in and around Chertsey
Our Chertsey conveyancing solicitors can help you with your transaction locally or in any of the surrounding areas, including Addlestone, Thorpe, Ottershaw, Shepperton, and Virginia Water. We also provide comprehensive fixed-fee property coverage across the wider area of Surrey.
We have many offices throughout England and Wales, so you can find a solicitor near you.
- Grove Road, Chertsey, Surrey, KT16 9DN
- Isis House, Bridge Wharf, Chertsey, Surrey, KT16 8LB
- Gogmore Farm Close, Chertsey, Surrey, KT16 9HE
- Galsworthy Road, Chertsey, Surrey, KT16 8EW
- Laburnum Road, Chertsey, Surrey, KT16 8BY
- The Eden (houses) – Chertsey Halt, Pretoria Road, Chertsey.
Bellway.
Affordable Housing Schemes
We can help you with some of the more complex and specialist affordable housing schemes in the local area including:
- Shared Ownership Solicitors
- Right to Buy Solicitors
- Discount Market Sale
We're first-time-buyer friendly
86% of our purchase clients are First-Time Buyers, so we are hyper-attuned to what you need when buying your first home.
- We take the time to explain the process
- We offer tips on timescales
- We keep it real, never overpromising
Islamic finance solicitors
Specialists in Sharia-compliant conveyancing for Islamic mortgages.
- Can review, advise and negotiate with all Sharia Mortgage Lenders.
- Terms of the contract fully explained with confirmation of Sharia compliance and UK legal compliance.
- We can help with Ijara (Lease), Diminishing Musharaka (Reducing Partnership), and Murabaha (Cost-Plus Financing).
New build solicitors
Our conveyancing solicitors are skilled with new-build purchases to help you navigate the transaction.
- Fixed Fees
- Your conveyancing deposit will be protected by our no sale, no fee policy.
- Independent advice, not developer-led.
Leasehold Specialists
Our panel solicitors specialise in the complexities of leasehold and we can help with:
- Building Safety Act: Obtaining the documents from the seller/freeholder
- Lease Extension: For short leases below 80 years
- Deed of Variations: For varying defective leases
