Do I need a Level 2 Home Survey or a Level 3 Building Survey in Loughton?
The type of survey you require depends entirely on the age, size, and general condition of the property you are purchasing. Use the comparison below to determine which RICS inspection is right for your transaction:
Inspection Detail | RICS Level 2 Home Survey (formerly HomeBuyer Report) | RICS Level 3 Home Survey (formerly Full Structural Survey) |
|---|---|---|
Inspection Best Suited For | RICS Level 2 Home Survey Conventional, modern properties (built post-1990) of standard construction. | RICS Level 3 Home Survey Older, historic, or large properties, or those of non-standard construction. |
Inspection Property Condition | RICS Level 2 Home Survey Homes appearing to be in a reasonable, well-maintained state. | RICS Level 3 Home Survey Homes that are noticeably dilapidated or have been extensively altered. |
Inspection Depth of Inspection | RICS Level 2 Home Survey Surface-level visual inspection of accessible areas to highlight major faults. | RICS Level 3 Home Survey In-depth analysis of the property's structure, fabric, and integrity. |
Inspection Future Plans | RICS Level 2 Home Survey Buyers looking for a general overview before moving in. | RICS Level 3 Home Survey Buyers planning significant structural renovations or extensions. |
Inspection Advice Provided | RICS Level 2 Home Survey Highlights urgent defects that may affect the property's value. | RICS Level 3 Home Survey Detailed advice on defects, repair options, and ongoing maintenance consequences. |
Local Property Characteristics in Loughton
Properties built in this area have certain standard characteristics which dictate what type of survey you'll need for your property. Here is a table of different factors that could affect your property and require further investigation by your RICS surveyor:
Characteristic/Risk | Details |
|---|---|
Japanese Knotweed Risk: | Check the Environet heatmap to confirm. Source: Environment Agency & Environet UK Heatmap Data |
Listed Buildings: (Such as Grade I, Grade II*, and Grade II in Loughton) | There are circa 1 to 20 listed buildings in the local area. Note: Estimated based on the location's common property types and proximity from the data at Historic England. Your actual property may have a different characteristic or risk. Source: Historic England |
Ground Stability: Flags a risk for subsidence. | This area is generally considered low risk for ground stability issues. Source: The British Geological Survey (BGS) |
Loughton Specific Property Info |
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Expert Tip: Review Unapproved Extensions and Alterations
Many homes in Loughton have undergone undocumented extensions, loft conversions, or structural alterations over the years which may lack proper building control sign-off.
Your RICS surveyor will highlight any structural irregularities or removed chimney breasts, and your conveyancer will request the necessary completion certificates from the local authority.
Local Building Survey Loughton
Our Building Surveyors specialise in the local area and have completed house surveys in Chigwell, Epping, Buckhurst Hill, Woodford, Waltham Abbey, Cheshunt and Walthamstow.
We work with specialist RICS Building Surveyors to undertake Home Buyers Surveys in Loughton. Whether you are buying an old run down 'doer upper' or standard construction freehold house, our RICS surveyors have seen them all.
With a vast number of years of experience completing building surveys on properties in Loughton we'll be able to give you the detailed Loughton HomeBuyers report that you will need to know and what defects there are with your property.
Defects flagged in a Loughton Home Buyers Survey
Local Tip: Subsidence
The soil under Loughton is largely London Clay. Clay can cause subsidence as hot and dry weather causes the ground to shrink and crack.
Book a survey with one of our local Loughton RICS Surveyors, who are trained to spot signs of subsidence and forewarn you before you sign contracts.
Local Tip: Damp
The River Roding at Loughton, including Buckhurst Hill, is subject to occasional flood warnings.
Flooding and proximity to bodies of water can lead to damp problems in homes. Our local Loughton RICS Surveyor will look for signs of damp or rot and include these in their report.
Local Tip: Asbestos
Loughton was developed extensively after the Second World War, and most of its homes are modern. Asbestos, which is deadly when disturbed, was widely used in construction, as well as renovations on older homes, from the 1930s to the 1990s.
Get a home survey from one of our local Loughton RICS Surveyors. They will flag any visible signs of asbestos in their report.
Why Choose SAM Conveyancing for your Home Survey?
In helping over 15,339 survey clients since 2014, we've learned a lot about surveys in Loughton using our panel of over 100 Royal Institution of Chartered Surveyors (RICS). Your Loughton surveyor will be local to your property, so whether you're worried about subsidence, damp, infestations, extensions, or even just for peace of mind, we've got you covered.
Our HomeBuyers Survey costs are fixed and competitive, as you'll see from all our Excellent reviews on Trustpilot. This means you don't have to break the bank to get a full health check on your new home. Get a Home Buyer Survey Quote today, or if you're not sure which survey to choose and want to know the difference between a Level 2 Home Survey and a Level 3 Building Survey, then give us a cal,l and we'll happily tell you what you need - 0207 112 8239 (local call charges apply).
What defects are flagged in a Homebuyer's Survey?
Cracks are inspected and in the report will confirm if you need a structural engineer as there are signs of historical or current movement.
The RICS surveyor will use a moisture meter in the rooms and report any high levels along with any mould or damp causing damage to the walls/windows.
The wooden door frames and windows will be inspected for rotting and wood worm.
The surveyor looks for signs of infestations through droppings, damage to piping/flooring and in some cases finding where the nest is.
The surveyor will check the grounds of the property and, where possible, check over the fences to neighbouring plots to identify if there is a risk of Japanese knotweed.
The surveyor lifts up accessible man hole covers to check if the drains are blocked. You may need to get your drains inspected with CCTV.
The surveyor will enter into the roof/loft space if there is a safe and accessible ladder. They'll look for insulation, signs of leaking and and damage.
Download an Example Level 2 and Level 3 Home Survey
Property Survey FAQs for Loughton
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RICS Level 2 Home Survey with a Valuation
A RICS Level 2 Home Survey, which used to be called the HomeBuyer Report or a Home Buyer Survey, is generally suitable for:
- Bungalows
- Flats
- Standard construction houses
The majority of Loughton's leasehold flats require only a RICS HomeBuyer Report but for any Victorian conversions, a Building Survey may well be required.
RICS Level 3 Building Survey
A Level 3 Home Survey, also known as a Building Survey or a full structural, is the most comprehensive visual inspection a RICS surveyor can provide on a property in Loughton. It is suitable for:
- complex buildings, for example those that have been extensively extended and altered
- unique or older historic properties
- properties in poor condition; or
- those where the client is planning to carry out extensive repair and refurbishment work.
Speak to one of our team on 0207 112 8239 to find out if your property suits a RICS Building Survey, or read our article Which Home Buyers Survey suits your property .
